Fort Walton Beach FL Real Estate Market Report
Fort Walton Beach FL real estate market report: 204 detached homes are active, 85 are pending, and 45 sales closed in the trailing 30 days.
The seller story this week is more competition. Active inventory increased while pending inventory held steady and the trailing-30-day closing count fell.
Median reported DOM: 60
Median reported DOM: 36
Aug. 29-Sept. 27
Sellers face more active competition this week, especially from $400,000 to $799,999.
Compared with September 20, active inventory increased from 195 to 204. Pending inventory stayed at 85. The trailing-30-day closing count moved from 56 to 45. The biggest shift is in the middle price bands: active listings from $400,000 to $599,999 rose from 41 to 47 while recent closings fell from 16 to 8; from $600,000 to $799,999, active listings rose from 10 to 14 while recent closings fell from 2 to 1.
The 30-day closing count fell, while longer windows remain steadier.
Forty-five sales closed in the trailing 30 days, down from 56 in last week's 30-day window. The current 30-day median sold price is $340,000. The 90-day median is $350,000 and the YTD median is $364,143.
| Period | Exact Dates | Closings | Median Sold | Median Sold $/SqFt | Median Reported DOM | Dollar-Weighted Sold / Final List |
|---|---|---|---|---|---|---|
| Last 7 Days | Sept. 21-Sept. 27 | 7 | $330,000 | $226 | 24 | 96.4% |
| Last 30 Days | Aug. 29-Sept. 27 | 45 | $340,000 | $214 | 42 | 97.4% |
| Last 90 Days | June 30-Sept. 27 | 187 | $350,000 | $219 | 35.5* | 97.5% |
| Last 180 Days | April 1-Sept. 27 | 392 | $364,000 | $220 | 30* | 97.3% |
| 2026 YTD | Jan. 1-Sept. 27 | 559 | $364,143 | $220 | 29* | 97.4% |
| Last 365 Days | Sept. 28, 2025-Sept. 27, 2026 | 755 | $358,000 | $220 | 30.5* | 97.2% |
*One negative reported-DOM value is excluded from the 90-day, 180-day, YTD and 365-day DOM medians. That sale remains in closing, price and price-capture calculations. A second negative reported-DOM value exists in the broader 400-day sold source but falls outside the trailing-365-day window. "Final list" means the List Price field in the supplied export. It is not proven to be the exact asking price when the contract was accepted.
About 3 in 10 recent closings had 15 reported days on market or less.
Among 186 trailing-90-day closed sales with usable reported days on market, 55 had 15 days or less. One additional sale remains in the 187-sale price sample but is excluded from the reported-DOM matrix because its DOM was negative.
| Reported DOM | Homes | Share | Cumulative Share | Median Individual Sold / Final List |
|---|---|---|---|---|
| 0-15 Days | 55 | 29.6% | 29.6% | 100.0% |
| 16-30 Days | 29 | 15.6% | 45.2% | 98.1% |
| 31-60 Days | 41 | 22.0% | 67.2% | 98.3% |
| 61-90 Days | 21 | 11.3% | 78.5% | 99.3% |
| 91-180 Days | 28 | 15.1% | 93.5% | 99.2% |
| 181+ Days | 12 | 6.5% | 100.0% | 98.6% |
See the Complete Day 15 Review
Current pending listings do not cluster around one timing point
Among the 85 current pending listings, 23 have 15 reported DOM or less, 39 have 30 or less, and 53 have 60 or less.
Median pending reported DOM is 36. Pending DOM describes the current pending snapshot. It does not prove that price alone caused a property to attract a contract.
Faster sales still show higher price capture, but the data does not prove why.
For this comparison, price capture equals total sold dollars divided by total final-list dollars within each group. It shows an association. Property mix, condition, location, price range and seller decisions can affect both market time and sale price.
| Closed-Sale Window | 15 DOM Or Less | More Than 15 DOM | Observed Gap | Hypothetical $500K Illustration |
|---|---|---|---|---|
| Last 90 Days | 99.6% (55 sales) | 96.8% (131 sales) | 2.7 points | About $13,700 |
| Last 180 Days | 99.3% (137 sales) | 96.4% (254 sales) | 2.8 points | About $14,200 |
| Last 365 Days | 98.7% (275 sales) | 96.5% (479 sales) | 2.2 points | About $11,000 |
The 400-day sold cohort shows price changes before and at closing.
The current 400-day sold cohort contains 818 sales. The figures below compare aggregate averages for the complete cohort.
Original list to final list
$16,720 difference between the aggregate average original and final list prices.
Average final list was 96.3% of average original list.
Final list to sold
$12,390 difference between the aggregate average final list and sold prices.
Average sold was 97.1% of average final list.
Original list to sold
$29,110 difference between the aggregate averages.
Average sold was 93.5% of average original list.
Important limitation: these are aggregate cohort averages, not the typical seller's result or proof of money lost because of market time. The export does not establish its List Price field as the exact asking price at contract acceptance.
Active inventory grew, but fewer listings are over 90 reported DOM.
The median active listing has 60 reported DOM. Of the 204 active listings, 74 have more than 90 reported DOM.
The $400,000 to $799,999 bands became more crowded this week.
Compare active asking-price bands with trailing-30-day closings grouped by sold price. This shows current competition relative to recent closed activity.
| Price Range | Active Now | Closed Last 30 Days | Active Listings Per Recent Closing |
|---|---|---|---|
| Under $400,000 | 111 | 35 | 3.2 |
| $400,000-$599,999 | 47 | 8 | 5.9 |
| $600,000-$799,999 | 14 | 1 | 14.0 |
| $800,000-$999,999 | 9 | 0 | No recent closings |
| $1 Million+ | 23 | 1 | 23.0 |
September remains incomplete, so do not treat it as a finished month.
January through August are completed calendar months. September is partial through the 7:05 a.m. source pull on September 27.
| Month | Closed | Median Sold | Median Sold $/SqFt | Median Reported DOM |
|---|---|---|---|---|
| January | 49 | $350,000 | $222 | 36 |
| February | 46 | $369,500 | $215 | 38.5 |
| March | 72 | $372,200 | $222 | 13.5 |
| April | 58 | $364,000 | $219 | 25.5 |
| May | 74 | $377,250 | $220 | 33.5 |
| June | 81 | $368,995 | $232 | 22 |
| July | 69 | $335,000 | $219 | 33.5* |
| August | 66 | $367,500 | $223 | 31.5 |
| September through Sept. 27 at 7:05 a.m. | 44 | $337,250 | $213 | 42.5 |
*July excludes one negative reported-DOM value from the monthly DOM median.
Green, yellow and red tell you when to review, not what decision to make.
This traffic-light system is a seller decision framework. It is not a claim that price alone determines market time.
Launch and listen.
Watch qualified showings, repeat visits, offers and the competing homes buyers can choose instead.
Review the evidence.
Do not reduce automatically. Decide whether price, condition, terms, presentation, access or another source of friction needs to change.
Challenge the current position.
Do not assume more time by itself will solve the problem. Holding firm can still be right, but the evidence should support it.
Your home competes with the choices buyers have at your price.
A market-wide median is context. Your pricing decision should start with the active competition, relevant pending listings and recent sales that actually match your home.
How this Fort Walton Beach market report is built
All displayed calculations were reproduced from the current row-level export and cross-checked against the matching ECAR/Flexmls Residential CMA PDF.
Source
ECAR/Flexmls Residential CMA and matching CSV export
Listings as of September 27, 2026 at 7:05 a.m. CMA prepared at 7:07 a.m.
Market Definition
Fort Walton Beach Area subareas 1201-1208 and 1212
Property type Residential; subtype Detached Single Family. This MLS geography is broader than the legal city.
Current Source Counts
204 Active
85 Pending
818 Sold
114 Expired
3 Coming Soon
11 Temp Off Market
1,235 total listing records.
What date windows are used?
Trailing periods end September 27, 2026. Seven days: September 21-September 27. Thirty days: August 29-September 27. Ninety days: June 30-September 27. One hundred eighty days: April 1-September 27. YTD: January 1-September 27. Trailing 365 days: September 28, 2025-September 27, 2026.
What statuses and filters are in the current source?
Statuses searched: Active, Coming Soon, Expired, Pending, Sold and Temp Off Market. The CMA used 400-day relative lookbacks for Under Contract Date and Sold Date, with expiration, withdrawal and cancellation date filters running from September 27, 2025 through September 27, 2036. Qualifying new-construction listings are included.
Why is the total source count lower than last week's report?
The September 27 CMA does not include Cancelled as a selected status, while the September 20 report did. Active, Pending and Sold remain present in both source packages, so the report's core current and sold calculations remain comparable. The all-status total should not be compared week to week.
Does the report equal the legal City of Fort Walton Beach?
No. This report uses Fort Walton Beach Area subareas 1201, 1202, 1203, 1204, 1205, 1206, 1207, 1208 and 1212. It is broader than the legal city and includes selected Mary Esther-area subareas. Shalimar is excluded and reported separately.
How are negative DOM values handled?
Two sold records in the broader 400-day source contain negative reported-DOM values. Negative DOM is not a usable measure of market time, so those values are excluded from DOM medians and DOM buckets. The underlying sales remain in closing counts, price statistics and price-capture calculations. One of the two negative values falls outside the trailing-365-day window.
What does final list mean?
It means the List Price field in the supplied export. The source does not prove that field is the exact asking price at the moment the contract was accepted.
How is price capture calculated?
The multi-window snapshot and Day-15 comparison use dollar-weighted price capture: total sold dollars divided by total final-list dollars for the stated group. The DOM matrix separately shows the median of individual sold-price-to-final-list-price ratios.
Why is September not called complete?
The source was pulled at 7:05 a.m. on September 27. September remains incomplete, and later closings or MLS updates will change its final total.
Are these numbers an appraisal?
No. These statistics describe groups of listing records and sales. They are not an appraisal, prediction or estimate of an individual home's value or sale outcome. MLS records may also be corrected after publication.
Source: ECAR/Flexmls Residential CMA and matching row-level export, pulled September 27, 2026. Current inventory snapshot: September 27, 2026 at 7:05 a.m. Market: Fort Walton Beach Area subareas 1201-1208 and 1212. Property: Residential, Detached Single Family. Counts represent listing records, not necessarily unique physical properties. Aggregate analysis is used rather than republishing listing-level records. Permanent URL: uberrealty.com/fort-walton-beach-real-estate-market. Analysis: Uber Realty.
Fort Walton Beach Real Estate Market FAQ
What changed in the Fort Walton Beach market this week?
Compared with September 20, active inventory increased from 195 to 204, pending inventory stayed at 85, and trailing-30-day closings fell from 56 to 45. The $400,000-$799,999 price bands also became more crowded relative to recent closings.
How many detached homes are currently active in the Fort Walton Beach MLS area?
The September 27 source contains 204 active detached single-family listing records. Their median asking price is $389,850 and median reported DOM is 60.
How many Fort Walton Beach homes are pending?
The current source contains 85 pending detached single-family listing records. Their median asking price is $372,500 and median reported DOM is 36.
What is the current median sold price?
The trailing-30-day median sold price is $340,000. The trailing-90-day median is $350,000. The 2026 YTD median is $364,143. Different windows contain different groups of homes.
Does the lower 30-day median mean Fort Walton Beach home values fell?
No conclusion that broad can be supported from this report alone. The 30-day median describes the 45 homes that closed in that window. An individual home's value depends on the comparable homes competing for the same buyer.
Should my Fort Walton Beach house be under contract in 15 days?
Not necessarily. In the current trailing-90-day sample, 29.6% of closings with usable reported DOM had 15 DOM or less. Day 15 is a useful evidence review point, not an automatic price-reduction deadline.
Does longer market time automatically mean a lower selling price?
No. The data shows an association between the Day-15 split and final-list price capture. It does not prove that additional days caused the difference. Price range, condition, location, seller decisions and sale mix can affect both.