Chanan Estates Subdivision, Crestview FL: Market Data & Home Buyer Guide
Quick Stats
| Metric | Data |
|---|---|
| Location | South Crestview, 32539 zip code (south of I-10) |
| Development Type | Gated community, established + new construction |
| Year Built | 2016-2024 (ongoing development) |
| Price Range | $370,000 - $637,000 |
| Typical Size | 2,400 - 3,200 sq ft |
| Lot Size | 0.25 - 0.40 acres |
| HOA | ~$50/month |
| Number of Lots | 164+ total lots |
| Elementary School | Antioch Elementary - 8/10 GreatSchools, A- Niche |
| Middle School | Shoal River Middle - 8/10 GreatSchools |
| High School | Crestview High - 4/10 GreatSchools, B+ Niche |
| Eglin AFB Distance | 22 miles (25-30 minutes) |
| Duke Field Distance | 10 miles (15-20 minutes) |
| 7th Special Forces | 18 miles (20-25 minutes) |
| Hurlburt Field Distance | 32 miles (45-55 minutes) |
Market Overview
Chanan Estates is Crestview's premier gated community, offering upscale all-brick homes south of I-10 with the area's best school zone (Antioch Elementary 8/10, Shoal River Middle 8/10). As of February 2026, active listings range from $370,000 for established homes (2,400 sq ft) to $637,000 for newer, upgraded homes (3,000+ sq ft).
The 164+ lot subdivision features a mix of established homes (2016-2020) and new construction (2022-2024), offering buyers both move-in-ready options and custom builds. Homes feature all-brick construction, gunite pools, solar panels, and premium finishes including granite countertops, quartz surfaces, porcelain tile, and high ceilings.
Recent market activity shows strong demand with multiple homes featuring assumable VA loans at 2.25%-5% interest rates and sellers offering $5,000-$20,000 in closing cost assistance to attract buyers. The gated entrance, cul-de-sac streets, sidewalks, and streetlights create a family-friendly, secure environment.
Chanan Estates attracts military officers (O-3 through O-5), professionals, and families prioritizing school quality. The South Crestview location provides quick access to 7th Special Forces Group (18 miles), Eglin AFB (22 miles), and Duke Field (10 miles) while maintaining the best elementary school zone in Crestview.
Subdivision Details
Development Type: Gated community, single-family homes
Community Status: Established subdivision with ongoing new construction
Total Lots: 164+ (multiple phases)
Primary Streets: Chanan Drive, Chancery Lane, Chanson Crossing, Chanteuse Parkway
Home Specifications
Typical Home Features:
Bedrooms: 4-5 (most common)
Bathrooms: 3-4 (many with 3.5 baths)
Square footage: 2,400-3,200 sq ft
Price range by year:
2016-2018 builds: $370K-$450K
2020-2022 builds: $450K-$550K
2023-2024 builds: $500K-$637K
Stories: Mix of 1-story and 2-story (many with bonus rooms)
Garage: 2-car or 3-car garages
Common Architectural Styles:
Traditional brick homes
Tuscan-style custom residences
Contemporary semi-custom designs
All homes feature full brick exteriors
Standard Features (Most Homes)
Exteriors:
All-brick construction (100% of subdivision)
Dimensional shingle roofing
Covered patios/porches
Aluminum/vinyl trim
Sprinkler systems (attached to city water)
Privacy-fenced backyards
Interiors:
Porcelain tile flooring in main areas
Carpet in bedrooms
10-foot ceilings (common in newer builds)
Granite or quartz countertops
Kitchen islands with breakfast bars
Walk-in pantries
Tray/coffered ceilings in primary suites
His & hers walk-in closets (primary)
Double vanities in primary baths
Separate garden tubs and tiled showers
Recessed lighting
Utilities:
City water
Septic tanks (standard for area)
Electric heat/AC
Some homes have solar panels (paid off at closing in many cases)
Premium Upgrades (Common in Higher-Priced Homes)
Gunite pools (many homes)
Solar panel systems
Whole-home air purifiers
Whole-home water filtration & softeners
3-car garages
Outdoor kitchens
Plantation shutters
Bonus rooms/lofts
Screened lanais
Shiplap accent walls
School Zones
Antioch Elementary School (PK-5)
GreatSchools Rating: 8/10 (BEST in Crestview)
Niche Grade: A-
Enrollment: Approximately 840 students
Math Proficiency: 73% (above state average)
Reading Proficiency: 71% (above state average)
Address: 4700 Whitehurst Ln, Crestview
Shoal River Middle School (6-8)
GreatSchools Rating: 8/10 (BEST in Crestview)
Enrollment: Approximately 900 students
Highly rated for academics and extracurriculars
Address: 1000 Shoal River Dr, Crestview
Crestview High School (9-12)
GreatSchools Rating: 4/10 | Niche Grade: B+
Graduation Rate: 97%
16 specialized career programs
Address: 1250 N Ferdon Blvd, Crestview
School Zone Advantage: Chanan Estates offers the ONLY combination of Antioch Elementary (8/10) AND Shoal River Middle (8/10) in Crestview. This is the highest-rated K-8 school pairing in the city, making Chanan Estates the premium choice for families prioritizing education.
Military Family Considerations
Base Commutes
| Base | Distance | Drive Time | Rush Hour |
|---|---|---|---|
| 7th Special Forces Group | 18 miles | 20-25 minutes | 25-30 minutes |
| Eglin AFB Main Gate | 22 miles | 25-30 minutes | 35-45 minutes |
| Duke Field | 10 miles | 15-20 minutes | 20-25 minutes |
| Hurlburt Field | 32 miles | 45-55 minutes | 60-70 minutes |
7th Special Forces Group: Chanan Estates is excellent for 7SFG assignments. 18-20 minute commute via Highway 85/Shoal River Drive.
Eglin AFB: South Crestview location means shortest commute from Crestview (22 miles, 25-30 minutes). Highway 85 straight shot to base.
Duke Field: Manageable 10-mile commute for daily assignments.
Hurlburt Field: 45-55 minute commute workable but not ideal for daily use.
BAH Compatibility (2025 Rates)
Example: $450,000 home (30-year VA loan, 0% down, 6.5% rate):
Monthly payment: $2,844 (P&I)
Estimated insurance: $200/month
HOA: $50/month
Total housing cost: ~$3,094/month
| Rank | BAH (with dependents) | Fit for $450K | Fit for $550K | Fit for $400K |
|---|---|---|---|---|
| E-7 | $2,706/mo | Over budget | Over budget | Tight (99% ratio) |
| O-3 | $3,030/mo | Tight (102% ratio) | Over budget | Strong (88% ratio) |
| O-4 | $3,216/mo | Workable (96% ratio) | Tight (106% ratio) | Excellent (83% ratio) |
| O-5 | $3,342/mo | Strong (93% ratio) | Tight (102% ratio) | Excellent (80% ratio) |
| O-6 | $3,618/mo | Excellent (86% ratio) | Workable (94% ratio) | Excellent (74% ratio) |
Chanan Estates targets O-3 through O-6 officers and senior enlisted (E-8/E-9). Entry-level homes ($370K-$400K) work for O-3 with some budget consideration. Mid-range homes ($450K-$500K) align well with O-4/O-5. Premium homes ($550K+) fit O-5/O-6.
VA Loan Benefits
Many Chanan Estates listings feature assumable VA loans:
Recent examples: 2.25%, 2.5%, 4.6%, 5% interest rates
Significant monthly payment savings vs current rates
Must qualify with VA and assume seller's loan balance
Seller often offers closing cost assistance ($5K-$20K)
PCS Resale Strength
Advantages:
Best school zone in Crestview (Antioch 8/10 + Shoal River 8/10)
Gated community appeals to security-conscious buyers
All-brick construction (premium for Florida market)
South of I-10 (shortest Eglin commute from Crestview)
Many homes have pools (high demand in Florida)
Solar panels = lower utility costs (selling point)
Considerations:
Higher price point limits buyer pool
Septic tanks vs city sewer (standard for area)
Projected resale: 30-60 days for well-priced homes with good schools/location
50+ Downsizer Considerations
Single-Story Availability
Approximately 60-70% of Chanan Estates homes are single-story with the remainder being 2-story with bonus rooms. Buyers seeking single-story can find ample options in the 2,400-2,800 sq ft range.
Right-Sizing Options:
4BR/3BA single-story (2,400-2,600 sq ft): Ideal for couples wanting office + guest rooms
4BR/3.5BA single-story (2,600-2,900 sq ft): Extra half-bath for guests
5BR/3BA with bonus room (2,900-3,200 sq ft): Multi-generational or future adaptability
Low Maintenance Features
Exterior:
All-brick construction requires zero painting
HOA ($50/month) maintains common areas, gate, entrance landscaping
Gated entrance eliminates solicitors
Sprinkler systems standard (city water meter)
Interior:
Porcelain tile in main areas (easier than carpet for mobility)
Walk-in showers standard in primary baths (most homes)
Garden tubs + separate showers (flexibility)
Single-story options eliminate stair concerns
Lot Size Considerations:
0.25-0.40 acres = manageable for active adults
Many homes have pools (maintenance consideration)
Landscaping services available ($150-$250/month)
Healthcare Access
Twin Cities Hospital: 8 miles, 15 minutes
Fort Walton Beach Medical Center: 24 miles, 30 minutes
Sacred Heart Hospital Emerald Coast: 28 miles, 35 minutes
HCA Florida Fort Walton-Destin Hospital: 26 miles, 32 minutes
Age-in-Place Features
Many Chanan Estates homes include:
Wide doorways (standard 36")
Walk-in showers (most homes)
His & hers walk-in closets (avoid bending/reaching)
Single-story floor plans
Lever door handles (some homes)
Not typically included (can be added):
Grab bars in bathrooms
Zero-step entry (most have small step)
Roll-in showers
Wider hallways for wheelchairs
Consult with builder on new construction or remodel existing homes for full universal design.
Chanan Estates vs Other Crestview Subdivisions
| Feature | Chanan Estates | Highlands | Silver Oaks | Everwood | Liberty Oaks |
|---|---|---|---|---|---|
| Year Built | 2016-2024 | 2024-2025+ | 1990s-2000s | 2011-2020 | 2000s-2010s |
| Price Range | $370K-$637K | $346K-$400K | $300K-$400K | $385K-$460K | $280K-$360K |
| Sq Ft Range | 2,400-3,200 | 1,830-2,995 | 1,800-4,000+ | 2,050-2,868 | 1,600-2,200 |
| Lot Size | 0.25-0.40 acres | 0.25-0.46 acres | 0.41 acres | 0.25-0.26 acres | 0.25-0.30 acres |
| Gated | Yes | No | No | No | No |
| HOA | ~$50/mo | $50-$100/mo (est) | ~$31/mo | $0 | $50-$100/mo |
| Elementary | Antioch 8/10 | Bob Sikes 6/10 | Antioch 8/10 | Bob Sikes 6/10 | Antioch 8/10 |
| Middle | Shoal River 8/10 | Davidson 7/10 | Davidson 7/10 | Davidson 7/10 | Davidson 7/10 |
| All-Brick | Yes (100%) | Yes (4-sided) | Yes | Brick/Hardiboard | Traditional |
| Pools Common | Yes (many homes) | No | Limited | No | No |
| Best For | O-3+, families, schools | E-7+, O-3+, large homes | E-7+, O-3+, big lots | O-3+, no HOA | E-6 to O-3 |
Chanan Estates Unique Advantages:
ONLY gated community in comparison
ONLY subdivision with Antioch 8/10 + Shoal River 8/10 (best K-8 pairing)
Highest percentage of homes with pools
All-brick construction standard (100% of homes)
Established community with mature landscaping + new construction options
South of I-10 = shortest Eglin AFB commute
Chanan Estates Trade-Offs:
Highest price range ($370K-$637K)
Limits buyer pool to O-3+ and senior professionals
HOA ($50/mo) vs no-HOA options (Everwood)
Septic tanks (standard for area, not unique disadvantage)
Common Questions
Q: What does the $50/month HOA cover in Chanan Estates?
A: HOA maintains gated entrance, common areas, entrance landscaping, pavilion/gazebo, and streetlights. Individual homeowners responsible for their own lawn/landscaping.
Q: Are all Chanan Estates homes all-brick?
A: Yes. 100% of homes in Chanan Estates feature full brick exteriors (no vinyl siding). This is a defining characteristic of the subdivision and provides superior durability, curb appeal, and lower insurance costs.
Q: Can I assume the seller's VA loan in Chanan Estates?
A: Many Chanan Estates listings feature assumable VA loans (2.25%-5% interest rates). You must qualify with VA and assume the remaining loan balance. Significant monthly savings vs current 6-7% rates.
Q: What schools serve Chanan Estates?
A: Antioch Elementary (8/10 GreatSchools, best in Crestview), Shoal River Middle (8/10), and Crestview High (4/10 GreatSchools, B+ Niche, 97% graduation). This is the highest-rated K-8 pairing in Crestview.
Q: How far is Chanan Estates from Eglin AFB and 7th Special Forces?
A: Eglin AFB main gate is 22 miles (25-30 minutes). 7th Special Forces Group is 18 miles (20-25 minutes). South of I-10 location provides shortest Eglin commute from Crestview.
Q: Do most Chanan Estates homes have pools?
A: Many homes (estimated 40-50%) have gunite pools, making this the highest concentration of pools in Crestview subdivisions. Backyards are sized to accommodate pools (0.25-0.40 acre lots).
Q: Is Chanan Estates compatible with military BAH?
A: Chanan Estates works best for O-4 and above. O-4 BAH ($3,216/month) aligns well with entry-level homes ($370K-$450K). O-5/O-6 can comfortably afford mid-to-upper range ($450K-$637K). O-3 should focus on lower end ($370K-$400K).
Q: Are there solar panels on Chanan Estates homes?
A: Many newer homes (2020-2024) include solar panel systems. Sellers often pay off solar panels at closing, providing immediate energy savings to buyers. Verify solar status on individual listings.
Market Data (Last 12 Months)
| Period | Homes Sold | Price Range | Avg Days on Market |
|---|---|---|---|
| Feb 2025 - Feb 2026 | 8-12 estimated | $370K-$550K | 45-75 days |
| Active Listings (Feb 2026) | 5-8 | $390K-$637K | Various |
Note: Market data reflects strong demand for well-priced homes with pools and solar panels. Assumable VA loans sell faster (30-45 days). Homes priced above $500K take 60-90 days.
Location & Directions
Primary Address Range: Chanan Drive, Chancery Lane, Chanson Crossing, Chanteuse Parkway, Crestview FL 32539
Directions from Eglin AFB:
Head north on Highway 85 for 18 miles
Turn right (east) on Live Oak Church Road
Turn right on Shoal River Drive (3rd road)
Travel 1.8 miles to Chanan Estates gated entrance on right
Directions from 7th Special Forces Group:
Head north toward Crestview
Take Highway 85 North
Turn right on Live Oak Church Road
Turn right on Shoal River Drive
Travel 1.8 miles to gated entrance
Nearby Amenities:
Walmart Supercenter: 8 miles (15 min)
Publix: 7.5 miles (14 min)
Twin Cities Hospital: 8 miles (15 min)
Crestview Commons Shopping: 8.5 miles (16 min)
I-10 Access: 2 miles (5 min)
Beaches (Destin/Fort Walton): 35 miles (40-45 min)
Data Sources
BEX Realty Chanan Estates market data
Chanan Estates Property Owners Association (chananestate.com)
Browse Destin Chanan Estates listings
Homes.com Chanan Estates neighborhood data
Redfin, Compass, RE/MAX active/sold listings (2024-2026)
Emerald Coastal listing data (MLS)
Okaloosa County School District (school data)
GreatSchools.org, Niche.com (February 2026)
DoD BAH rates (2025, Eglin AFB zip 32542)
