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Sell Your House in Elliot Point, Fort Walton Beach, FL
TL;DR. Listing fee is 1%. Buyer's agent compensation is negotiable, typically around 2%, for a total commission often around 3% depending on the transaction. All commissions are negotiable. Same MLS as every traditional broker in Fort Walton Beach. Same buyer pool. Elliot Point is not a single price market. It has three distinct tiers, and pricing the home into the right tier is the entire game. Below: the math at Elliot Point price points, the three-tier breakdown with recent MLS comps, flood and school context, and the questions sellers actually ask. For broader Q&A, see the Home Seller FAQ.
Last updated April 2026. Market data refreshed quarterly. Recent sales pulled from ECARMLS.
Florida's average total real estate commission was 5.57% in February 2026, slightly below the national average of 5.70%, per Clever Real Estate. On a $400,000 Elliot Point sale at the average rate, that works out to roughly $22,280 in total commission. Uber Realty's listing fee is 1%. Buyer's agent compensation is negotiable, typically around 2%, for a total commission often around 3% depending on the transaction. All commissions are negotiable.
Elliot Point sits in the heart of east Fort Walton Beach, bounded by Choctawhatchee Bay to the south and Cinco Bayou to the north. Walking distance to Ferry Park, the Fort Walton Beach Yacht Club, the Walkedge boat launch, and Elliott Point Elementary. A short golf-cart ride to downtown FWB and The Landing. Five to ten minutes to Eglin AFB and a short drive to Hurlburt Field. Most of the housing stock was built between 1950 and 1970, with active new construction infill on Brooks Street, Hood Avenue, Utah Place, Okaloosa Road, and Smith Drive. The neighborhood serves first-time buyers, military families on PCS orders, retirees, downsizers, investors running short-term and long-term rentals, and move-up buyers stretching for waterfront. The buyer pool is wide. The price range is wider.
Two Ways to List in Elliot Point
Done With You — 1% Listing Fee
For sellers comfortable handling home prep, coordinating photography, and managing showings. Uber Realty handles the MLS listing, contract negotiation, inspection responses, and closing coordination.
Includes the full MLS listing with syndication to Zillow, Redfin, and Realtor.com. Listing agreement, disclosures, and contract paperwork. Offer negotiation and counter strategy. Inspection, appraisal, and closing coordination.
Done For You — 2% Listing Fee
For sellers who want everything handled. Done With You plus professional photography, staging consultation, sign installation, and full showing management through ShowingTime.
About buyer's agent compensation
Since the NAR settlement took effect August 17, 2024, buyer's agent compensation can no longer be advertised on the MLS. Sellers can still offer it, communicated through the purchase contract instead. Sellers are not required to pay it. Most buyers in Elliot Point are stretched thin on cash to close, especially first-time and military buyers using VA or FHA loans, and they gravitate toward sellers who help cover the cost. Offering 2% upfront sets a clean negotiating anchor and keeps the listing competitive against every other home a buyer is comparing. It is easier to negotiate down from 2% than to add it later. All commissions are negotiable.
What this looks like in dollars
The Florida average total commission of 5.57% on a $400,000 Elliot Point sale is approximately $22,280. The Uber Realty 1% listing fee plus a typical 2% buyer's agent compensation, totaling around 3%, is approximately $12,000. The difference of approximately $10,280 stays with the seller at closing. Same MLS. Same buyer pool. Same closing process.
| Sale Price | Florida Avg (5.57%) | Uber Realty (~3%) | Difference |
|---|---|---|---|
| $250,000 | $13,925 | $7,500 | $6,425 |
| $400,000 | $22,280 | $12,000 | $10,280 |
| $600,000 | $33,420 | $18,000 | $15,420 |
| $900,000 | $50,130 | $27,000 | $23,130 |
| $1,500,000 | $83,550 | $45,000 | $38,550 |
Source: Florida average commission of 5.57% per Clever Real Estate, February 2026. View source. Math is illustrative. Actual commission depends on the transaction and is fully negotiable. Run your own numbers in the seller savings calculator.
The three pricing tiers in Elliot Point
This is the part most sellers get wrong. Elliot Point looks like one neighborhood on a map. It is at least three markets in price terms, and they sit on top of each other inside the same elementary school zone.
Tier 1: Mid-century interior block, roughly $200K to $450K
The bulk of the neighborhood. One-story ranch, cottage, and split-level homes built between 1950 and 1975, typically 1,000 to 2,200 square feet, on Laurie, Iowa, Kepner, Walton, Hollywood, Hughes, Gardner, Pryor, Anastasia, Waynel, Alexandra, and the surrounding interior streets. Condition is the main lever inside this tier. A 1955 block home that needs work prices in the $200K to $300K range. The same footprint fully renovated, with updated kitchen, baths, electrical, roof, and HVAC, prices into the $380K to $450K range. Cash investors, first-time buyers using FHA, military families using VA, and downsizers compete for this stock. Pricing has to match condition. Listing a needs-work home at the renovated comp drives 90+ days on market.
Tier 2: Renovated established stock and new construction infill, roughly $530K to $1.15M
Either a heavily renovated mid-century home with a pool or large lot, or a 2014 to 2026 new build on Brooks Street, Hood Avenue, Utah Place, Okaloosa Road, or Smith Drive. Active builders in the area include Tracy Acree Construction, Olivia Wolff PLLC, Grand American Homes, and Gulfside Haven LLC. Square footage 2,000 to 3,300, all-brick or hardy-board exterior, gas range, tankless water heater, walk-in pantry, primary suite on the main floor. Buyers in this tier are move-up families, dual-income professionals at Eglin or in Destin, and 1031 exchange buyers placing capital. Pricing accuracy at this tier requires comping against finished new construction, not against the 1955 block home next door.
Tier 3: Waterfront, roughly $700K to $5.7M and up
Bay Drive, Yacht Club Drive, Hood Avenue at the water, Hughes Estates, the Brooks Street homes that back to the sound. Linear feet of waterfront, depth of water at the dock, and lot size drive every dollar of pricing. A 2,800 sqft 1995 home with no dock prices very differently from a 5,000 sqft 2024 build with 137 feet of Gulf-facing waterfront and a permitted boatlift. The seller pool here is small. The buyer pool is national. The pricing job is matching the home to the right comp set in a market where comps are sparse and condition variation is wide.
Recent sales in Elliot Point
Pulled from ECARMLS, April 2026. A small selected sample across the three tiers. Full subdivision-level comp pulls available on request.
| Address | Beds/Baths | Sqft | Year Built | Sold Price | Sold Date |
|---|---|---|---|---|---|
| 343 NE Kepner Dr | 3 / 1 | 1,410 | 1951 | $204,500 | 11/10/2025 |
| 52 NE Iowa Dr | 3 / 2 | 1,173 | 1956 | $325,000 | 9/22/2025 |
| 13 NE Laurie Dr | 4 / 2 | 1,545 | 1950 | $386,000 | 3/31/2026 |
| 118 NE Ferry Rd | 3 / 2 | 1,890 | 1960 | $415,000 | 3/17/2026 |
| 119 NE Fulmar Cir | 5 / 4 | 2,800 | 1965 | $464,600 | 4/17/2026 |
| 39 NE Utah Pl | 4 / 3 | 2,215 | 2025 | $665,000 | 10/31/2025 |
| 32 SE Bay Dr | 4 / 3 | 2,353 | 1995 | $760,000 | 12/15/2025 |
| 314 NE Okaloosa Rd | 6 / 3 | 3,063 | 2025 | $799,900 | 10/9/2025 |
| 367 SE Brooks St | 4 / 5 | 3,322 | 2025 | $1,000,000 | 9/12/2025 |
| 206 SE Sloat Ct | 5 / 5 | 3,876 | 2025 | $1,850,000 | 10/29/2025 |
| 239 NE Yacht Club Dr | 5 / 6 | 7,555 | 2009 | $5,700,000 | 7/25/2025 |
Source: Emerald Coast Association of Realtors MLS, pulled April 2026. Comps reflect closed sales and represent a selected sample across price tiers, not the full set.
What a listing agent actually does
1. Pricing and prep
Read the closed comps inside the right tier. Account for square footage, lot, condition, view, water frontage, and time on market for each comp. Set a price that reflects what the market will support, not what the seller hopes. Walk through the home and call out the prep that matters and the prep that does not. Most homes need three or four targeted moves, not a renovation.
2. Listing and exposure
Photography, listing copy, MLS entry, syndication to Zillow, Redfin, Realtor.com, Trulia, and every major buyer-facing site. ShowingTime setup. Sign and lockbox. The listing goes live the same way every other MLS listing in Fort Walton Beach goes live.
3. Negotiation
Every offer in writing, with proof of funds or pre-approval. Walk the seller through each offer's strengths and weaknesses. Counter strategy that protects the seller's number without losing the buyer. Inspection responses. Appraisal challenges if needed. Repair negotiations.
4. Closing coordination
Title and escrow coordination. Contingency tracking. Walk-through scheduling. Final document review. Showing up at closing. The seller signs and the wire hits the same day. Done.
Where your home shows up
Every Uber Realty listing goes on the same MLS that every traditional 5% to 6% listing in Elliot Point goes on. The MLS feeds Zillow, Redfin, Realtor.com, Trulia, Homes.com, and the IDX systems of every other broker in the area.
All home buyers used the internet to search for a home in 2024, with 43% indicating that searching properties online was their first step in the buying process, per the National Association of Realtors. Buyers do not see what the seller is paying their listing agent. They see the home, the price, the photos, the location. A 1% listing looks identical to a 6% listing in every search result.
Why the fee is what it is
Most brokerages run on a franchise model. Agent splits with the brokerage, brokerage splits with the franchise, franchise pays for national marketing the seller never asked for. Each layer takes a cut of the listing fee.
Uber Realty is owner-operated. Jim Whatley owns the brokerage and personally handles every listing. No franchise fees. No team layers. No upline. The structurally lower cost gets passed back to the seller as a lower listing fee. Same MLS, same buyer pool, same closing process. Different math on what stays with the seller.
The Fort Walton Beach market context
The Redfin city-wide median sale price for Fort Walton Beach was $325,000 with a 61-day median time on market in September 2025. Zillow shows a typical home value of $336,111, up 1.5% over the past year. Realtor.com showed a $384,900 median sale price for the city in March 2026.
The three sources do not agree on a single number. They use different methodologies. Read them together as signals, not as a single answer. Pricing should still come from actual closed comps inside Elliot Point, adjusted for tier, condition, square footage, and time on market.
| Source | Metric | Value | Date |
|---|---|---|---|
| Redfin (Elliott's Point neighborhood) | Median sale price | $310,000 | Latest published |
| Redfin (Fort Walton Beach city) | Median sale price | $325,000 | September 2025 |
| Redfin (Fort Walton Beach city) | Median days on market | 61 | September 2025 |
| Zillow (Fort Walton Beach city) | Typical home value (ZHVI) | $336,111 | Latest available |
| Realtor.com (Fort Walton Beach city) | Median sale price | $384,900 | March 2026 |
Sources: Redfin Elliott's Point Housing Market, Redfin Fort Walton Beach Housing Market, Zillow Fort Walton Beach Home Values, Realtor.com Fort Walton Beach. Pulled April 2026.
Flood zones, schools, and the things buyers actually ask about
Per Redfin Risk Factor, 99% of properties in Elliott's Point have severe flood risk over the next 30 years. Most homes in the neighborhood require flood insurance from the lender. Annual cost typically runs $1,000 to $3,000 depending on elevation. Pull the elevation certificate before listing if one exists. If not, get a quote from a local agent and put the number on the disclosure. Buyers expect flood insurance to be a line item. Surprise them with it during due diligence and the deal slows down or dies.
Most of Elliot Point is zoned for Elliott Point Elementary, Meigs Middle, and Choctawhatchee High inside Okaloosa County School District. A handful of streets at the north end feed Pryor Middle. Confirm the assignment by exact address on the district school locator before the listing goes live. Buyers ask about school zone in the first phone call.
Eglin Air Force Base supports more than 20,000 military and civilian personnel, with an additional 20,000 family members in the surrounding Okaloosa County communities, per Panhandle PCS. The base contributes an estimated $2.5 billion annually to the local economy. That demand floor sits underneath every Elliot Point sale.
When this is not the right fit
Uber Realty is not the right call for every Elliot Point seller. A few situations where a different option may serve better:
- The home needs significant repair before listing and the seller has no capital or time to address it. A cash investor or wholesaler may close faster, though usually at a meaningful discount.
- The seller is in active foreclosure or short sale territory. Specialized representation matters here. Jim can refer to a local agent who works that niche.
- The seller wants a flat-fee MLS-only service with zero broker representation. Uber Realty is full-service. The 1% fee includes the work, not just the listing entry.
- The property is a vacant lot, multi-unit commercial, or boat slip without an attached residence. Different specialty.
If the situation is an inherited home or estate sale, that's its own conversation with its own playbook. See the Estate and Inherited Property page. Otherwise, a 30-minute call still helps. Jim will say so directly and point to the right person if Uber Realty is not it.
Elliot Point Seller FAQ
What is Uber Realty's listing fee in Elliot Point?
The listing fee is 1%. Buyer's agent compensation is negotiable, typically around 2%, for a total commission often around 3% depending on the transaction. All commissions are negotiable. Same MLS, same buyer pool, same closing process as a traditional listing.
What is the average home price in Elliot Point?
Elliot Point is not a single price market. The neighborhood has three distinct tiers: mid-century interior block homes from $200K to $450K, updated and new construction from $530K to $1.15M, and waterfront from $700K to $5.7M. Per the latest Redfin neighborhood update for Elliott's Point, the median sale price was $310,000. The city-wide Fort Walton Beach median was $325,000 in September 2025 per Redfin.
How long do homes take to sell in Elliot Point?
Time on market varies by tier. The Redfin city-wide median for Fort Walton Beach was 61 days as of September 2025. Properly priced Elliot Point homes routinely close in 30 to 60 days. Mispriced homes drift past 120 days and require multiple price reductions.
Do I need flood insurance in Elliot Point?
Most likely yes. Per Redfin Risk Factor, 99% of Elliott's Point properties have severe flood risk over the next 30 years. Lenders require flood insurance for properties in mapped flood zones. Annual cost typically runs $1,000 to $3,000 depending on elevation and coverage. Provide flood zone documentation and insurance history upfront so buyers know what they are signing up for.
Will my Elliot Point home reach the same buyers as a 5% or 6% listing?
Yes. Uber Realty lists on the same MLS that traditional 5% to 6% listings use. The MLS syndicates to Zillow, Redfin, Realtor.com, and every major buyer-facing site. Buyers cannot see the listing fee. Your home looks identical regardless of what the seller is paying their agent.
What schools is Elliot Point zoned for?
Most of Elliot Point is zoned for Elliott Point Elementary, Meigs Middle School, and Choctawhatchee High School within Okaloosa County School District. A handful of streets at the north end of the neighborhood feed Pryor Middle. Confirm assignment by address on the Okaloosa County school locator before listing.
Can I sell my Elliot Point home if I am out of state or on PCS orders?
Yes. Remote sales are handled regularly, especially for military families on PCS orders from Eglin AFB and Hurlburt Field. Power of attorney closings are common. Document signing happens electronically through DocuSign. The recommended timeline is to list 60 to 90 days before the report date when possible.
Is Elliot Point golf cart friendly?
Yes. Elliot Point is one of the most well-known golf cart communities in Fort Walton Beach. Residents routinely cart to Ferry Park, the Fort Walton Beach Yacht Club, the Walkedge boat launch, downtown FWB, and The Landing. Mention golf cart access in the listing copy if it is part of how the seller has used the home. Buyers searching Elliot Point ask about it.
What is the difference between Done With You and Done For You?
Done With You is a 1% listing where the seller handles home prep, photography coordination, and showings. Done For You is a 2% listing that adds professional photography, staging consultation, sign installation, and full showing management. Both include the same MLS exposure, contract negotiation, and closing support.
For a fuller set of Fort Walton Beach seller questions, see the Fort Walton Beach Seller FAQ. For the comprehensive site-wide selling guide, see the Home Seller FAQ.
Service Areas
Uber Realty represents sellers across Okaloosa County. City and subdivision selling guides are available for each area.
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Uber Realty's listing fee is 1%. Buyer's agent compensation is negotiable. Total commission often around 3% depending on the transaction. All commissions are negotiable.
Uber Realty LLC, Florida Brokerage License CQ1038333. Jim Whatley, Florida Broker License BK3174026. Licensed since 2007.
Offices: 303 Hunter Pl NE, Fort Walton Beach, FL 32548 and 1924 Benton Ave, Niceville, FL 32578. (850) 499-2940. jim@uberrealty.com.