Swift Creek Real Estate Agent | Swift Creek Plantation Homes For Sale Niceville FL

By Jim Whatley, Swift Creek Specialist

TL;DR

Selling your Swift Creek or Swift Creek Plantation home?

“Swift Creek estates average $913K with 60–70 days on market when priced right.”

  • Custom estates: $675K–$1.2M

  • Plantation townhomes: $500K–$600K

  • Save $20K–$60K with Uber Realty’s 1% listing option

  • Full MLS exposure + premium marketing — without 6% commission

📞 Call Jim at 850.499.2940

Two Premier Neighborhoods. Two Price Points. One Smart Way to Sell.

Swift Creek and Swift Creek Plantation are among Niceville’s most desirable addresses — each with its own buyer profile. Whether it’s a custom 4-bedroom estate with a pool or a lock-and-leave townhome, you deserve full-service representation without overpaying commission.

Why Buyers Choose Swift Creek Communities

Swift Creek Estates

  • Custom homes on 0.5–1+ acre lots

  • Builders: Randy Wise Homes, Ruckel Properties

  • Amenities: clubhouse, pool, tennis courts, trails

  • HOA: ~$800–$1,200 annually

  • Buyer pool: executives, military officers, relocating families

“Pool homes in Swift Creek command 10–15% premiums over similar listings.”

Swift Creek Plantation

  • Townhome + garden-style layouts

  • Smaller lots, HOA-maintained exteriors

  • HOA: $200–$300 monthly

  • Popular with downsizers, military families, and investors

  • Strong rental demand

Prime Niceville Location

  • East Niceville off College Blvd & Partin Dr

  • Top-rated schools: Plew Elementary, Ruckel Middle, Niceville High

  • Military proximity:

    • 12 min to Eglin AFB

    • 15 min to Duke Field

    • 25 min to Hurlburt Field

  • 10 min to beaches via Mid-Bay Bridge

  • Mature landscaping, walking trails, true neighborhood feel

Strategic Selling Insights

Estate Sellers

  • Competitive pricing crucial at higher values

  • Overpricing risks 100+ DOM

  • Showcase luxury features, pools, builder upgrades

  • Use drone photography to highlight lot size

Plantation Sellers

  • Price per square foot drives decisions

  • End-units + upgrades sell faster

  • Kitchens/baths = key ROI updates

  • Sweet spot: $500K–$575K

“Swift Creek Plantation townhomes average 45–60 days on market — many sell in under 30.”

Preparation Priorities

Swift Creek Estates:

  • Staging for luxury appeal

  • Highlight outdoor living & custom features

  • Pre-inspection to avoid delays

Plantation Homes:

  • Emphasize low-maintenance lifestyle

  • Update fixtures + paint for modern look

  • Showcase HOA benefits + walkability

Same MLS exposure, smarter pricing, local expertise — for as little as 1% listing fee.

Do the Math. Here’s Your Real Savings

$900,000 home

  • Traditional 6% = $54,000

  • Uber Realty 1% = $9,000

  • You Save: $45,000

💡 Even if you pay a buyer’s agent (2% = $18,000):

  • Total cost = $27,000

  • You Still Save: $27,000

Run your numbers now with our Seller Savings Calculator.

FAQs: Swift Creek & Plantation Sellers

Q: What’s the difference between Swift Creek and Plantation?
A: Estates = large custom homes ($675K–$1.2M). Plantation = townhomes/smaller lots ($500K–$600K).

Q: How much are the HOA fees?
A: Estates: $800–$1,200 annually. Plantation: $200–$300 monthly (includes exterior + lawn).

Q: What’s the current market like?
A: Swift Creek estates: 60–70 DOM. Plantation: 45–60 DOM. Priced/prepped homes move quickly.

Q: Good for military families?
A: Yes — great schools, base access, and resale value make both neighborhoods top PCS picks.

Q: Best ROI updates?
A: Estates: pools, outdoor kitchens, master bath upgrades. Plantation: kitchens, fixtures, paint.

Q: How does your commission save me money?
A: Flexible 1–2% listing fee vs. 6% traditional. You keep $15K–$30K+ more.

Ready to Maximize Your Swift Creek Sale?

Your Swift Creek or Plantation home deserves expert marketing, precise pricing, and skilled negotiation — without overpaying commission.

📞 Call Jim Whatley today at 850.499.2940
📧 jim@uberrealty.com | 🏢 303 Hunter Pl, Fort Walton Beach

Jim Whatley, Licensed Florida Real Estate Broker since 2007