Holley Grove Subdivision, Crestview FL: Market Data & Home Buyer Guide
Quick Stats
| Metric | Data |
|---|---|
| Location | South Crestview, 32539 zip code |
| Year Built | 2023-2024+ (active new construction) |
| Price Range | $224,900 - $332,500 |
| Typical Size | 966 - 1,500 sq ft |
| Lot Size | 0.13 acres (5,663 sq ft) |
| HOA | $0/month (no HOA) |
| Elementary School | Riverside Elementary - 7/10 GreatSchools, B Niche |
| Middle School | Davidson Middle - 7/10 GreatSchools |
| High School | Crestview High - 4/10 GreatSchools, B+ Niche |
| Eglin AFB Distance | 30 miles (35-45 minutes) |
| Duke Field Distance | 8 miles (15-20 minutes) |
| Hurlburt Field Distance | 37 miles (60+ minutes) |
Market Overview
Holley Grove is Crestview's newest subdivision featuring 2023-2024 construction in South Crestview. As of February 2026, active listings range from $224,900 for 2BR/2BA homes (966 sq ft) to $332,500 for larger 3BR/2BA models (1,400-1,500 sq ft). This is entry-level pricing for new construction in Okaloosa County.
The subdivision targets first-time buyers and military families with closing cost assistance up to $10,000 depending on the listing, plus Homes for Heroes credits of $1,626.75 for qualifying buyers (military, law enforcement, medical professionals, firefighters, teachers). Additional lender credits often push total buyer assistance to $12,000-$15,000.
Homes feature Craftsman-style exteriors, LVP flooring throughout, granite or quartz countertops, stainless steel appliances, and epoxy garage floors. Fiber internet is installed throughout the neighborhood—critical for remote work and military families needing reliable connectivity.
Recent sales (2024): $224,900 for 2BR/2BA models, demonstrating stable pricing for this floor plan type.
Subdivision Details
Development Type: Active new construction, small-lot single-family homes
Builder: Custom builders (Briar Patch Realty LLC primary listing agent)
Number of Homes: Approximately 30-40 lots total (subdivision still developing)
Primary Streets: Holley Grove Drive, Holley Grove East Drive
Home Specifications
2 Bedroom / 2 Bathroom (Most Common):
Square footage: 966-1,000 sq ft
Price range: $224,900 - $250,000
Single-story, open floor plan
Kitchen island with under-mount sink
Full 2-car garage with epoxy floors
3 Bedroom / 2 Bathroom:
Square footage: 1,400-1,500 sq ft
Price range: $295,000 - $332,500
Single-story, split bedroom layout
Larger kitchen, more storage
2-car garage
Standard Features
Flooring: Luxury vinyl plank (LVP) throughout, no carpet
Kitchen: Granite or quartz countertops, tile backsplash, stainless steel appliances
Utilities: Private well water, septic tank, electric heat/AC
Garage: Epoxy floors standard
Connectivity: Fiber internet (pre-wired)
Windows: Double-pane, central electric AC
Lot Features: Cleared, level lots averaging 0.13 acres
School Zones
Riverside Elementary School (PK-5)
GreatSchools Rating: 7/10
Niche Grade: B
Enrollment: 991 students
Student-Teacher Ratio: 17:1
Math Proficiency: 59% | Reading Proficiency: 55%
Address: 3400 E Redstone Ave, Crestview
Davidson Middle School (6-8)
GreatSchools Rating: 7/10
Address: 6261 Old Bethel Rd, Crestview
Crestview High School (9-12)
GreatSchools Rating: 4/10 | Niche Grade: B+
Graduation Rate: 97%
Address: 1250 N Ferdon Blvd, Crestview
School Zone Analysis: Holley Grove feeds into Riverside Elementary, which scores 7/10—lower than Antioch Elementary (8/10) but higher than Bob Sikes (6/10). Riverside performs above Florida state averages in both math (59% vs 52%) and reading (55% vs 50%). The school is known for strong parent involvement and dedicated teachers.
Military Family Considerations
Base Commutes
| Base | Distance | Drive Time | Rush Hour |
|---|---|---|---|
| Duke Field | 8 miles | 15-20 minutes | 20-25 minutes |
| Eglin AFB Main Gate | 30 miles | 35-45 minutes | 45-55 minutes |
| Hurlburt Field | 37 miles | 60+ minutes | 70+ minutes |
BAH Compatibility (2025 Rates)
Example: 2BR/2BA at $224,900 (30-year VA loan, 0% down, 6.5% rate):
Monthly payment: $1,421 (P&I)
Estimated insurance: $150/month
Total housing cost: ~$1,571/month
| Rank | BAH (with dependents) | Fit for $225K Home | Fit for $300K Home |
|---|---|---|---|
| E-5 | $2,289/mo | Strong (69% ratio) | Tight (89% ratio) |
| E-6 | $2,517/mo | Strong (62% ratio) | Workable (80% ratio) |
| E-7 | $2,706/mo | Excellent (58% ratio) | Strong (75% ratio) |
| O-3 | $3,030/mo | Excellent (52% ratio) | Excellent (67% ratio) |
Holley Grove's entry-level pricing ($225K) makes it one of the most BAH-compatible new construction subdivisionsin Crestview for E-5 through E-7 ranks. The $10,000 closing assistance further reduces upfront costs.
VA Loan Considerations
Septic systems require VA-approved inspection ($200-$300)
Private well water requires potability test ($50-$100)
New construction means no major appraisal issues expected
Builders familiar with VA loan process
PCS Resale Strength
Advantages:
Entry-level pricing attracts next military buyer wave
New construction = less maintenance, fewer surprises
Fiber internet is selling point for remote workers
No HOA means no rental restrictions
Considerations:
Smaller lots (0.13 acres) vs established neighborhoods
Limited comparable sales (new subdivision)
Projected resale: 45-75 days for well-priced homes
50+ Downsizer Considerations
Single-Story Availability
100% of Holley Grove homes are single-story—the highest percentage in Crestview new construction. All floor plans feature no-step entry and main-floor living.
Low Maintenance Features
Advantages:
No HOA: $0/month fees, but also no lawn service included
LVP flooring (easy to clean, no carpet allergens)
Epoxy garage floors (low maintenance)
Newer HVAC systems (less immediate repairs)
Small lot size (0.13 acres = less yard work)
Considerations:
Private well requires periodic maintenance (pressure tank, pump)
Septic tank pumping every 3-5 years ($200-$400)
No HOA means self-maintained landscaping
Healthcare Access
Twin Cities Hospital: 4.5 miles, 10 minutes
Fort Walton Beach Medical Center: 30 miles, 35 minutes
Sacred Heart Hospital Emerald Coast: 35 miles, 40 minutes
Age-in-Place Features
The 2BR/2BA models work well for downsizers eliminating extra bedrooms. Open floor plans allow wheelchair accessibility if needed. Single-story eliminates stair concerns. However, homes lack grab bars, walk-in showers, or other universal design features—these would need to be added.
Holley Grove vs Other Crestview Subdivisions
| Feature | Holley Grove | Liberty Oaks | Silver Oaks | Everwood |
|---|---|---|---|---|
| Year Built | 2023-2024+ | 2000s-2010s | 1990s-2000s | 2011-2020 |
| Price Range | $225K-$333K | $280K-$360K | $300K-$400K | $385K-$460K |
| Lot Size | 0.13 acres | 0.25-0.30 acres | 0.41 acres | 0.25-0.26 acres |
| HOA | $0 | $50-$100/mo | ~$31/mo | $0 |
| Elementary | Riverside 7/10 | Antioch 8/10 | Antioch 8/10 | Bob Sikes 6/10 |
| Sq Ft Range | 966-1,500 | 1,600-2,200 | 1,800-4,000+ | 2,050-2,868 |
| Best For | E-5 to E-7, first-time buyers | E-6 to O-3, families | E-7+, O-3+, large lots | O-3+, no HOA |
Holley Grove Advantages:
Lowest entry price for new construction ($225K vs $280K+ elsewhere)
100% single-story availability
No HOA fees or restrictions
Fiber internet (not available in all older subdivisions)
Substantial closing cost assistance ($10K+)
Holley Grove Trade-Offs:
Smallest lots (0.13 acres vs 0.25-0.41 elsewhere)
Lower elementary school rating (Riverside 7/10 vs Antioch 8/10)
Smaller home sizes (966-1,500 sq ft vs 1,600+ in Liberty Oaks/Silver Oaks)
Private well/septic (vs city utilities in some subdivisions)
Common Questions
Q: How much closing cost assistance is available in Holley Grove?
A: Varies by listing, but current offers range from $3,000 to $10,000 in seller-paid closing costs. Additional lender credits ($2,000) and Homes for Heroes credits ($1,626.75) can bring total assistance to $12,000-$15,000.
Q: Does Holley Grove have city water and sewer?
A: No. Homes use private well water and septic tanks. Wells require periodic pump/pressure tank maintenance. Septic systems need pumping every 3-5 years ($200-$400). VA loans require well water testing ($50-$100).
Q: Can I rent my Holley Grove home?
A: Yes. No HOA means no rental restrictions. Verify Okaloosa County short-term rental regulations if considering Airbnb/VRBO.
Q: Why are Holley Grove homes smaller than other new construction?
A: Holley Grove targets entry-level buyers and first-time homeowners with 2BR/2BA models (966 sq ft). This keeps pricing under $250K—critical for E-5/E-6 BAH compatibility. Larger 3BR models are available at higher price points.
Q: Is fiber internet really available throughout Holley Grove?
A: Yes. The subdivision was pre-wired for fiber during construction—a significant advantage over older Crestview neighborhoods still on DSL or cable.
Q: How does Holley Grove compare to D.R. Horton's Patriot Ridge?
A: Similar pricing and target market. Patriot Ridge offers slightly larger homes (1,600+ sq ft) but typically costs $280K-$350K. Holley Grove's 2BR models at $225K undercut Patriot Ridge entry pricing by $50K+.
Q: What's the best rank/income level for Holley Grove?
A: E-5 through E-7 enlisted, first-time homebuyers, and young families. The $225K entry point fits E-5 BAH ($2,289/mo) with 69% housing ratio. O-3 and above should consider larger subdivisions unless downsizing intentionally.
Q: Are there any upcoming phases or expansion plans?
A: Subdivision appears to have 30-40 total lots. As of February 2026, active construction continues with new lots being developed. Contact listing agents for availability.
Market Data (Last 90 Days)
| Period | Homes Sold | Median Price | Avg Sq Ft | $/Sq Ft |
|---|---|---|---|---|
| Jan 2024 - Feb 2026 | 5-8 estimated | $224,900 - $250,000 | 966-1,200 | $230-$250 |
Note: Limited sales data due to new subdivision status. Pricing based on active/recent listings as of February 2026.
Location & Directions
Address Range: Holley Grove Drive / Holley Grove East Drive, Crestview FL 32539
Directions from Eglin AFB:
Head north on Highway 85 for 26 miles
Turn right (east) on Highway 90
Turn left on Hibiscus Avenue
Turn right on Goldfinch Way
Turn left on Kervin Road
Holley Grove subdivision entrance on right after curves
Nearby Amenities:
Twin Cities Hospital: 4.5 miles (10 min)
Walmart Supercenter: 5 miles (12 min)
Publix: 4.8 miles (11 min)
Crestview Commons Shopping: 5.2 miles (12 min)
I-10 Access: 3 miles (7 min)
Data Sources
Trulia MLS
#946042,#946047(March 2024)Coldwell Banker listing data (2024)
Homes.com Crestview new construction listings (February 2026)
Okaloosa County School District (school ratings, February 2026)
GreatSchools.org (February 2026)
Niche.com school ratings (2025-2026)
U.S. News Education - Riverside Elementary data
DoD BAH rates (2025, Eglin AFB zip 32542)
