Hidden Creek Estates at Holley by the Sea, Navarre FL - Real Estate & Market Data
Quick Facts
| Feature | Details |
|---|---|
| Location | North side of Holley by the Sea |
| Community Type | Premium golf course community |
| Observed Price Range | $570,000 - $755,000+ |
| Recent Sale (June 2025) | $570,000 (3,278 sq ft) |
| Typical Home Size | 2,900-3,300+ sq ft |
| Golf Course | Hidden Creek Golf Club (18 holes, Ron Garl design) |
| Golf Course Yardage | 6,823 yards |
| HOA Amenities | Full Holley by the Sea Recreation Center access |
| Distance to Hurlburt Field | Approximately 14 miles |
| Distance to Eglin AFB | Approximately 26 miles |
| School District | Santa Rosa County ("A" rated, 2024-25) |
Sources: MLS data, Redfin, Realty (2025)
What is the price range for homes in Hidden Creek Estates?
$570,000 to $755,000+ based on recent sales and current listings (February 2025).
Recent Sale Example: 3,278 sq ft golf course home sold for $570,000 in June 2025
Current Listings:
$615,000 (2,947 sq ft, 4BR/2.5BA)
$625,000 (2,992 sq ft, 3BR/2BA)
$755,000 (larger estate homes)
Pricing depends on square footage, golf course views, lot size, and upgrades.
Market Overview
Hidden Creek Estates is the premium section within Holley by the Sea, centered around the award-winning Hidden Creek Golf Club. These custom-built executive homes offer breathtaking views of fairways, greens, and lakes on Northwest Florida's #1-rated course in the region.
What Sets Hidden Creek Estates Apart:
Golf course views from many homes
Custom-built executive homes (not production builder)
Larger average square footage than standard Holley by the Sea
Full access to Holley by the Sea's 48-acre recreation center
Optional golf membership at Hidden Creek Golf Club
More exclusive, lower-density feel
Development Status:
Limited remaining buildable lots
Most homes built post-2000
Continues to be one of Navarre's most sought-after addresses
Typical Home Specifications
Size Range: 2,900 - 3,300+ square feet
Bedrooms: Typically 3-4 bedrooms (plus office/study common)
Bathrooms: 2.5 - 3.5 bathrooms
Garages: 2-3 car garages standard
Construction Quality:
Custom-built homes (not cookie-cutter)
All-brick or brick/stucco exteriors
Gerard metal roofs (many homes)
Hurricane-rated windows
2x6 exterior construction common
Standard Features:
10-20 foot ceilings
Gourmet kitchens with granite countertops
Large islands
Stainless steel appliances
Crown molding throughout
Spacious master suites
Walk-in closets
Formal dining rooms
Home offices/studies
Premium Features:
Solar panels (energy efficiency)
Private pools
Outdoor entertainment areas
Golf course views
Lake views
Premium flooring (hardwood, luxury vinyl plank)
Wine refrigerators
Butler's pantries
3-car garages
The Club at Hidden Creek Golf Course
Designer: Ron Garl
Course Specs:
18 holes
6,823 yards
Challenging layouts
Well-manicured fairways and greens
Signature holes with water features
Clubhouse: Creekside Southern Grill
Popular restaurant open to public
Lunch, dinner, Sunday brunch
Catering services available
Membership:
Optional for Hidden Creek Estates residents
Standard memberships available
Military discounts offered
Senior discounts offered
Reputation: Award-winning course, recognized as one of Northwest Florida's top golf destinations
Holley by the Sea Amenities (Included with Purchase)
All Hidden Creek Estates homes include membership to the Holley by the Sea Recreation Center:
48-Acre Recreation Complex:
3 swimming pools (lap, family, kiddie)
8 clay tennis courts
Fully equipped gym and fitness center
Sauna and steam room
Game room
Basketball courts
Event rooms (available for rental)
Youth programs and summer camps
Childcare services
Waterfront Access:
Private beach on Santa Rosa Sound
Fishing pier
Private boat launch (shallow water craft)
Beach house meeting center
Picnic pavilions
RV campsites
This dual amenity package (golf + recreation center) is unique in the Navarre market.
Location & Access
Entry: PGA Boulevard off East Bay Boulevard (Highway 399)
Address Examples:
Summit Drive
Masters Boulevard
Crescent Road
Brinkley Street
Golf Course Frontage: Homes on specific streets face holes 6, 7, 9, 13, 15, and 18
Distance to:
Holley by the Sea Recreation Center: Less than 1 mile
US-98 (main corridor): 2 miles
Navarre Beach: 11 miles
Publix: 3 miles
Schools (Holley-Navarre Cluster)
| School | Grades | Distance | Performance |
|---|---|---|---|
| Holley-Navarre Primary | PK-2 | ~2 miles | Student-teacher ratio: 13:1 |
| Holley-Navarre Intermediate | 3-5 | ~2 miles | Above-average proficiency |
| Holley-Navarre Middle | 6-8 | ~2 miles | Top 25% in Florida | 97% proficient Algebra 1 |
| Navarre High School | 9-12 | ~3 miles | Top 21% in Florida | 89.7% graduation rate |
Source: Santa Rosa County School District (2024-25)
District Performance: Santa Rosa County Schools earned "A" rating for 2024-25 school year (4th consecutive year).
Military Family Considerations
Commute Times
To Hurlburt Field: Approximately 14 miles via East Bay Blvd → US-98 West (20-30 minutes)
To Eglin AFB: Approximately 26 miles via East Bay Blvd → US-98 East (35-45 minutes)
Traffic Note: Less congestion using Highway 399 (East Bay Blvd) compared to homes directly on US-98.
BAH Compatibility (Eglin AFB MHA, 2025)
| Rank | Monthly BAH (w/ dependents) | Fit for $600K Home? |
|---|---|---|
| O-4 | $3,138 | Requires 20%+ down |
| O-5 | $3,438 | Good with 15% down |
| O-6 | $3,627 | Comfortable fit |
Hidden Creek Estates typically appeals to O-4 and above. Based on 28% DTI ratio. Source: DoD BAH Calculator, 2025
Realistic Buyer Profile:
O-4 and above - Most comfortable price range
Senior enlisted (E-8, E-9) - Possible with significant down payment
Dual-income military families - E-7+ range with working spouse
PCS Resale Strength
Excellent. Hidden Creek Estates offers:
Strong name recognition among military families
Premium positioning attracts officer-level buyers
Limited inventory maintains property values
Golf course homes have consistent demand
Part of Holley by the Sea (2nd largest HOA in Florida) provides comparable sales
Typical Days on Market: 40-65 days (premium properties)
Why Choose Hidden Creek Estates?
Best For:
Senior Military Officers - O-4 and above, fits BAH with reasonable down payment
Golf Enthusiasts - Award-winning course with military discounts
Active Adults 50+ - Golf, fitness center, tennis, social community
Executives/Professionals - Premium address, upscale neighbors, resort amenities
Families Prioritizing Education - Top-rated schools in walking distance
Hidden Creek Estates vs. Standard Holley by the Sea
Advantages:
Golf course views and access
Larger homes (2,900+ sq ft vs 1,500-2,500 typical)
Custom-built quality (vs production homes)
More exclusive address
Higher property values
Shared Benefits:
Same HOA amenities (recreation center, pools, tennis, Sound access)
Same A-rated school cluster
Same Holley by the Sea address
Price Difference:
Hidden Creek: $570K-$755K+
Standard Holley by the Sea: $325K-$550K
Common Questions
Q: Do I have to join the golf club to live in Hidden Creek Estates?
A: No, golf membership is optional. However, residents do receive membership discounts.
Q: What are the HOA fees?
A: Contact Holley by the Sea HOA at (850) 939-1693 for current annual dues. Membership includes full access to the 48-acre recreation center.
Q: Are there still buildable lots available?
A: Limited lots remain. Check current inventory for availability on premium streets like Brinkley Street and Summit Drive.
Q: Can I see the golf course from my home?
A: Many homes have golf course views. Specific holes visible depend on street location (homes on Summit Drive, Masters Boulevard, Crescent Road have direct fairway/green views).
Q: How does Hidden Creek Estates compare to other golf communities?
A: Hidden Creek Estates offers a unique combination: championship golf + full recreation center amenities. Most golf communities offer only golf. The dual amenity package provides value for families (kids use pools/camps) and adults (golf/tennis/fitness).
Q: Is Hidden Creek Estates gated?
A: No, Hidden Creek Estates (like Holley by the Sea) is not gated. However, it has a more exclusive, lower-density feel than standard subdivisions.
Q: What is the resale value like?
A: Strong. As Navarre's premier golf community within the 2nd largest HOA in Florida, Hidden Creek Estates maintains consistent property values with active buyer interest from officers and executives.
Nearby Amenities
On-Site:
Hidden Creek Golf Club & Creekside Southern Grill
Holley by the Sea Recreation Center (less than 1 mile)
Nearby:
Publix: 3 miles
Navarre Beach: 11 miles
Gulf Islands National Seashore: 13 miles
Medical:
HCA Florida Twin Cities Hospital (Niceville): ~28 miles
HCA Florida Fort Walton-Destin Hospital: ~21 miles
Page Last Updated: February 2025
Data Sources: MLS data, Redfin, Hidden Creek Golf Club, Holley by the Sea HOA
