Why New Construction in Fort Walton Beach?

Modern Living Advantages

  • Open-concept layouts with high ceilings and natural light

  • Energy-efficient HVAC, insulation, and windows

  • Smart home tech, EV-ready garages, and solar-prep options

  • Builder warranties (structural, systems, appliances)

  • Low-maintenance exteriors and hurricane-rated construction

Military Buyer Benefits

  • Move-in ready for PCS deadlines

  • Energy-efficient = fits within BAH budgets

  • VA-loan friendly = smooth appraisals & inspections

  • Strong resale demand for future PCS cycles

  • Quick commute to Eglin AFB (10 min) & Hurlburt Field (15 min)

Investment & Lifestyle Value

  • Better insurance discounts under new building codes

  • Strong rental demand from military tenants

  • Appreciation upside in high-demand FWB corridors

  • Many developments close to beaches, shopping, and schools

Current Fort Walton Beach New Construction Market (June 2025)

Market Snapshot:

  • 19 new homes sold in past 12 months

  • Average sold price: $569,200

  • Median sold price: $510,000

  • Average size: 2,150 sq ft

  • Price per square foot: $245

  • Average DOM: 152 days (new builds)

Timing Insight:

  • Fast movers (0–30 days): Sell at full price, typically spec homes priced right

  • Average movers (60–90 days): Close at 95–97% of list

  • Slow movers (120+ days): Require 7–10% discounts from original list price

Message: Builders often list high, then reduce — smart buyers negotiate after 45–60 days on market.

Where New Homes Are Being Built in FWB

Garniers Bayou & Cinco Bayou Infill

  • Price range: $500K–$800K

  • Custom and semi-custom builds on scattered lots

  • Many include private docks or bayou frontage

Downtown & Uptown FWB Infill

  • Small-lot homes $450K–$550K

  • Walkable to schools, parks, and shopping

  • Ideal for military families wanting central location

Elliott Point / Ferry Road Vicinity

  • Mix of spec and custom builds

  • Price range: $500K–$700K

  • Popular with relocating professionals and PCS families

Mary Esther Cutoff & Beal Parkway Area

  • Affordable new builds starting in $400Ks

  • D.R. Horton, Adams Homes, and smaller local builders

  • Strong first-time buyer & VA loan activity

Notable Local Builders in Fort Walton Beach

  • Acree Construction

  • Southern Paradise Homes

  • Watree Construction

  • Aloha Builders (up-and-coming)

The “Near-New” Advantage (1–5 Year Old Homes)

Buyers often get better value here:

  • Landscaping installed ($10K+ savings)

  • Window treatments & fencing included ($8K–$12K value)

  • Builder kinks worked out (no warranty hassles)

  • Upgrades already added (flooring, lighting, patios)

  • Immediate move-in vs. 6–12 month build time

Smart Buying Strategy

Pricing Against Builders

Builder Advantage: Incentives (closing cost credits, upgrades), brand new homes
Your Advantage in Resale: Immediate move-in, finished upgrades, proven neighborhood

When to Negotiate

  • 45–60 days on market = sweet spot

  • End of builder’s fiscal quarter = most incentives offered

  • Off-season months = less competition

Due Diligence Musts

  • Elevation certificate (insurance planning)

  • Wind mitigation report (discounts possible)

  • Confirm transferable builder warranties

  • Verify completion timeline if still under construction

Commission Savings for Sellers of Nearly-New Homes

Do the Math – $600,000 Home

  • Traditional 6% = $36,000

  • Uber Realty 1% = $6,000

  • You Save: $30,000

Even if you offer 2% to buyer’s agent ($12,000):

  • Total = $18,000

  • You Still Save: $18,000

👉 Run your exact numbers with our Seller Savings Calculator.

FAQs – Fort Walton Beach New Construction

Q: Is it better to buy new or nearly-new?
A: Nearly-new often gives you landscaping, fencing, blinds, and upgrades already in place, saving $20K+.

Q: How long do new homes take to sell?
A: On average 152 days, with many needing 2–3 price reductions. Nearly-new homes sell faster.

Q: Who are the best builders in FWB?
A: Locals like Acree, Southern Paradise, Watree, and Aloha are strong. National builders like D.R. Horton and Adams also operate here.

Q: Are these homes VA-loan friendly?
A: Yes — most new and near-new homes pass VA appraisal easily. We specialize in VA and PCS relocations.

Q: Should I wait for builder incentives?
A: Sometimes — but often you can negotiate resale or spec homes into the same or better deal without waiting 6+ months.

Ready to Buy or Sell New Construction in Fort Walton Beach?

For Buyers

  • Expert help negotiating with builders

  • Insider guidance on incentives & upgrades

  • Military relocation expertise

For Sellers

  • Commission-smart 1% listing keeps $15K–$30K in your pocket

  • Professional marketing + full MLS exposure

  • Faster turnaround than builder listings

Contact Uber Realty Today
Fort Walton Beach New Construction Specialists
Military relocation & PCS experts
(850) 499-2940