Shalimar Waterfront Homes for Sale: Exclusive Coastal Living Guide 2025

Expert analysis by Jim Whatley, Shalimar Waterfront Specialist

TL;DR

Shalimar waterfront homes deliver exclusive bay living with private docks and panoramic views.

  • Avg sold price: $1.34M

  • Strategic pricing = sales in 60–90 days

  • Overpricing leads to steep discounts

  • Perfect for luxury buyers & military executives near Eglin AFB

Why Shalimar Waterfront Represents the Ultimate Coastal Lifestyle

Exclusive Bay Living at Its Finest

  • Panoramic sunrise views over Choctawhatchee Bay

  • Private docks + boat slips for instant water access

  • Resort-style living with a small-town coastal feel

  • Prestigious addresses reflecting success

Military Executive Paradise

  • Executive-level housing for senior officers

  • Entertainment-ready spaces for military functions

  • Eglin AFB proximity with prestige address

  • Investment appeal for retirement planning

Investment & Prestige Combined

  • Limited inventory = scarcity value

  • Luxury rental potential for high-end market

  • Appreciation in exclusive waterfront corridors

  • Estate-quality homes on premium lots

Market Performance (June 2025)

  • 7 waterfront homes sold past 12 months

  • Avg sold: $1,337,142 | Median: $1,335,000

  • Avg size: 3,575 sq ft | $405/sq ft

  • Avg DOM: 77 days

  • Inventory: 7 active | 2 pending

📊 Performance Breakdown

  • 31–60 days: 22% of sales at 90% of list

  • 61–90 days: 22% at 83–90% of list

  • 91–120 days: 22% at 89% of list

  • 0–30 days (discounted): 22% at 82% of list

  • 121+ days: 11% at 95% of adjusted list

Insight: Correct initial pricing = preserved equity. Overpricing = 10–15% discounts.

Types of Shalimar Waterfront Properties

  • Bayou Cottages ($800K–$1.2M): Cozy, character-rich homes on protected waters.

  • Family Estates ($1.2M–$2M): Spacious homes w/ docks + entertainment-ready outdoor living.

  • Deep-Water Luxury ($2M+): Premium estates w/ yacht access, privacy, and custom architecture.

What Buyers Must Know

Property Essentials

  • Verify dock rights + water depth

  • Inspect seawalls + flood insurance costs

  • Confirm elevation + wind mitigation reports

Financial Considerations

  • Flood/wind insurance: $5K–$15K annually

  • Seawall + dock upkeep

  • Higher waterfront property taxes

Market Timing

  • Avg sale = 77 days

  • Price cuts average 7.5%

  • Peak demand: Spring/Summer + PCS cycles

Do the Math. Here’s Your Real Savings – $1,340,000 Home

  • Traditional 6% = $80,400

  • Uber Realty 1% = $13,400

  • You Save: $67,000

Even if you pay buyer’s agent (2% = $26,800):

  • Total cost = $40,200

  • You Still Save: $40,200

👉 Run your numbers with our Seller Savings Calculator.

FAQs – Shalimar Waterfront

Q: What’s the average sale price?
A: $1.34M, ranging from $800K bayou cottages to $3M+ estates.

Q: How long do sales take?
A: Avg 77 days. Correct pricing = 60–90 days.

Q: What should I budget annually?
A: $10K–$20K for insurance, seawall, and taxes.

Q: Are these strong investments?
A: Yes. Scarcity + prestige = appreciation + rental potential.

Q: Biggest mistake sellers make?
A: Overpricing at the start — leads to double-digit discounts.

Ready to Experience Shalimar Waterfront Excellence?

Luxury Waterfront Expertise
18+ years selling Shalimar waterfront homes with precision pricing + luxury marketing.

Military Executive Services
Trusted advisor for senior officers needing prestige + investment protection.

Strategic Pricing Specialists
Proven results preventing equity loss from overpricing.

Call or Text: 850.499.2940
Email: jim@uberrealty.com
Office: 303 Hunter Pl, Fort Walton Beach

Jim Whatley, Licensed Florida Real Estate Broker
Shalimar Waterfront Specialist