Sound Hammock, Navarre FL - Real Estate & Market Data
Quick Facts
| Feature | Details |
|---|---|
| Year Established | 2000 |
| Total Homes | 90+ single-family homes |
| Observed Price Range | $324,999 - $420,000+ |
| Typical Home Size | 1,800-3,100 sq ft |
| Typical Lot Size | 8,000-8,700 sq ft (0.2 acres) |
| Waterfront | Santa Rosa Sound access |
| Distance to Navarre Beach | 4 miles (west of causeway) |
| Distance to Hurlburt Field | Approximately 15 miles |
| Distance to Eglin AFB | Approximately 25 miles |
| School District | Santa Rosa County ("A" rated, 2024-25) |
Sources: Multiple MLS listings, Carol Brown Family Real Estate, Redfin (2025)
What is the price range for homes in Sound Hammock?
$324,999 to $420,000+ based on current listings (February 2025).
Homes closer to or directly on Santa Rosa Sound command premium prices, while homes on interior streets offer more affordable entry points into this waterfront-access community.
Price per square foot: Approximately $205 (Redfin, 2025)
Market Overview
Sound Hammock is a waterfront-access neighborhood established in 2000, consisting of over 90 single-family homes. Located approximately 4 miles west of the Navarre Beach Causeway on the south side of US-98, the community offers a unique combination of Santa Rosa Sound access with varied price points.
What Makes Sound Hammock Unique:
Diverse pricing: Unlike many waterfront communities, Sound Hammock offers both mid-range homes on interior streets and upscale waterfront estates on the Sound
Direct water access: Private beach, fishing dock, and nature trails to Santa Rosa Sound
Mature community: 25 years established with mature tropical landscaping
Well-maintained infrastructure: Underground utilities, sidewalks, street lighting
Current Market Status (February 2025):
Days on market: 145-154 days (based on recent listings)
Market pace: Somewhat competitive
Typical sale price: Approximately 2% below list price
Average time to pending: 45 days
Typical Home Specifications
Size Range: 1,800 - 3,100+ square feet
Bedrooms: Typically 3-4 bedrooms
Bathrooms: 2-3 bathrooms
Lot Size: Approximately 8,000-8,700 square feet (0.2 acres typical)
Construction:
Primarily brick or brick-with-stucco exteriors
Built between 2000-present
Standard Features (Even Entry-Level Homes):
Vaulted ceilings
Crown molding
Stone or granite countertops
Stainless steel appliances
Garden tubs
Walk-in closets
Common Upgrades:
Screened porches
Florida rooms
Outdoor entertainment areas
Gas grill hookups on patios
Whole-house generators
Premium Waterfront Homes Include:
20-foot ceilings
Gourmet kitchens
Home theaters
Formal dining rooms
Private pools
Direct Sound views
HOA Amenities & Services
HOA Management: Liberty Community Management
Community Amenities
Waterfront Access:
Private beach on Santa Rosa Sound
Private fishing dock with benches
Boardwalks with nature trails to Sound
Perfect for fishing, crabbing, swimming, kayaking
Recreation:
Community pool
Clubhouse
Walking trails
Lending library
Infrastructure:
Underground utilities (no overhead power lines)
Sidewalks throughout
Well-maintained streets
Mature tropical landscaping with palms
Note: Contact HOA management for current annual dues and specific facility rules.
Schools (Holley-Navarre Cluster)
| School | Grades | Distance | Performance |
|---|---|---|---|
| Holley-Navarre Primary | PK-2 | ~2 miles | Student-teacher ratio: 13:1 |
| Holley-Navarre Intermediate | 3-5 | ~2 miles | Above-average proficiency |
| Holley-Navarre Middle | 6-8 | ~2 miles | Top 25% in Florida | 97% proficient Algebra 1 |
| Navarre High School | 9-12 | ~3 miles | Top 21% in Florida | 89.7% graduation rate |
Source: Santa Rosa County School District (2024-25)
District Performance: Santa Rosa County Schools earned "A" rating for 2024-25 school year (4th consecutive year).
Military Family Considerations
Commute Times
To Hurlburt Field: Approximately 15 miles via US-98 West
To Eglin AFB: Approximately 25 miles via US-98 East
Traffic Note: US-98 is the primary east-west corridor. Allow extra time during morning/evening rush hours and peak tourist season (March-August).
BAH Compatibility (Eglin AFB MHA, 2025)
| Rank | Monthly BAH (w/ dependents) | Fit for $350K Home? |
|---|---|---|
| E-5 | $2,649 | Good with 10-15% down |
| E-6 | $2,667 | Good with 10-15% down |
| E-7 | $2,793 | Comfortable fit |
| O-3 | $2,955 | Comfortable fit |
| O-4+ | $3,138+ | Excellent fit, can afford upper range |
Note: Based on 28% debt-to-income ratio for housing. Source: DoD BAH Calculator, 2025
PCS Resale Considerations
Good resale potential with these strengths:
Waterfront access appeals to military and civilian buyers
Proximity to both Hurlburt Field and Eglin AFB
Established neighborhood with proven track record
A-rated schools attract military families
Consideration: Smaller inventory (90 homes) means fewer comparable sales for VA appraisals compared to larger subdivisions like Holley by the Sea.
Why Choose Sound Hammock?
Best For:
Waterfront Lifestyle Seekers - Sound access without barrier island price tags
Military Families - Reasonable commute to two bases, strong schools, good resale
50+ Downsizers - Single-story homes available, low-maintenance HOA services
Budget-Conscious Buyers - Entry-level homes ($320K range) offer waterfront access amenities
Boating/Fishing Enthusiasts - Private dock, boat launch nearby, Sound access
Sound Hammock vs. Other Waterfront Communities
Advantages:
More affordable than Gulf-front Navarre Beach
Direct Sound access (not just "near water")
Smaller, quieter community than Holley by the Sea
Variety of price points within same neighborhood
Trade-offs:
Smaller recreation facility than Holley by the Sea (no golf course)
Less inventory (fewer homes on market at any given time)
No gated entry
Location & Access
Address/Location: Off US-98 (Navarre Parkway), south side, approximately 0.5 miles east of Holley by the Sea entrance
Directions from US-98: Turn south on Sound Hammock Drive. Community is on cul-de-sacs off main entrance road.
Nearby Shopping & Dining:
Publix: 3 miles east
Navarre Parkway corridor: Restaurants, retail
Holley by the Sea Recreation Center: Adjacent neighborhood
Distance to Key Locations:
Navarre Beach public access: 4 miles
Gulf Islands National Seashore: 6 miles
HCA Florida Twin Cities Hospital (Niceville): ~28 miles
HCA Florida Fort Walton-Destin Hospital: ~20 miles
Common Questions
Q: Does Sound Hammock have a gated entrance?
A: No, Sound Hammock is not a gated community. Access to waterfront facilities (beach, dock) is restricted to property owners and authorized guests.
Q: Are waterfront homes available in Sound Hammock?
A: Yes. Sound Hammock offers homes directly on Santa Rosa Sound as well as interior homes with community waterfront access via the private beach and dock. Waterfront homes command premium prices.
Q: What are the HOA fees?
A: Contact Liberty Community Management (HOA management company) for current annual dues and payment schedule.
Q: Can I keep a boat at Sound Hammock?
A: The community has a private fishing dock on Santa Rosa Sound. For boat storage and launching, homeowners typically use nearby public boat ramps. Check HOA rules regarding boat/trailer parking at individual properties.
Q: How does Sound Hammock compare to Holley by the Sea?
A: Sound Hammock is smaller (90 homes vs 4,700 lots), offers direct Sound access, and has a more exclusive feel. Holley by the Sea offers more extensive amenities (pools, tennis, golf course) and larger inventory. Sound Hammock is generally more waterfront-focused; Holley by the Sea is more recreation/amenity-focused.
Q: Are there single-story homes available?
A: Yes. Many homes in Sound Hammock are single-story, ranging from 1,800-2,400 sq ft. Check current listings for availability.
Nearby Amenities
Recreation:
Navarre Beach: 4 miles
Gulf Islands National Seashore: 6 miles
Hidden Creek Golf Course: 1 mile (at Holley by the Sea)
Navarre Park: 5 miles
Medical:
HCA Florida Twin Cities Hospital (Niceville): ~28 miles
HCA Florida Fort Walton-Destin Hospital: ~20 miles
Shopping:
Publix: 3 miles
Walmart: 5 miles
Target: 18 miles (Fort Walton Beach)
Page Last Updated: February 2025
Data Sources: Multiple MLS listings, Redfin, Santa Rosa County Schools
